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trades insurance quote connected insurance brokers townsville

Tradies Guide to Insurance – Choosing the RIGHT Insurance Options

Got your ABN?
Purchased your Ute?
You’ve got your tools?

Now, get yourself Insured…….

Before you race off and jump on the tools, you should ensure that you have the right insurance cover in place (in case something goes wrong).

From plumbers, electricians, carpenters, roofers, and bricklayers, North Queensland’s tradies are the heart of our construction, renovation, and maintenance industry.

The role might be rewarding and earn some significant $, BUT it’s a job full of risks.

From accidental injuries to significant client property damage, having the RIGHT insurance is absolutely necessary.  Insurance not only protects you and your assets; it also can help you to win more jobs!

Anything can happen when you are on the worksite, but having the right trade insurance policy can ensure that when the worst happens, you’re not jeopardising your livelihood from damage claims or loss of income.

Comprehensive insurance protects you and makes you more appealing to potential clients. Many homeowners or contractors will only consider hiring a tradie with proper insurance.

The right insurance package can add professionalism and trustworthiness that help you win more jobs in a busy industry.

It’s also important to note that without certain types of cover, you may find yourself unable to bid for or accept certain jobs.  Even worse, sticking your head in the sand can result in fines and legal consequences for operating without the necessary insurance.

 

What Insurances do you need?

Public & Products Liability

 Protects your business against legal action bought upon you for property damage or bodily damage as a result of your negligence.

Professional Indemnity 

 If your business provides advice or a professional service to your clients.

Motor Vehicle

 Cover for your ute, sedan, truck, to heavy vehicles and earthmoving equipment.

Tools of Trade Cover

 Covers your tools of trade for accidental damage or theft Australia wide. Includes ‘open air’ theft and can be extended to cover laptops, mobile phones, and other equipment.

Commercial Property

 Covers damage to buildings, contents, and stock as a result of fire, storm, impact, malicious damage etc. Can be extended to provide flood cover.

Worker to Worker

 Protects you from common law claims for injuries sustained by sub-contractors or labour hire employees due to your negligence or that of your employees.

Sickness & Accident

 Pays an ongoing income to you whilst you are unable to work due to illness or injury. May help to ensure you can meet the living costs of you and your family.

 

What Information to a Need to Provide?

To make sure you get the RIGHT cover to suit the type of work you do, your insurance broker will ask you a range of questions like….

Do you need cover for your tools?

Do you have a vehicle that needs to be insured?

Do you engage contractors, sub-contractors or labour hire employee’s to help you?

Do you work on mine sites, in the rail corridor, airside at any airport or aerodrome, at refineries or bulk handling facilities, underground, on high voltage equipment or at power generating facilities?

Do you work for Adani or any of their subsidiaries OR perform any sort of work at thermal coal mines?

Are you providing any designs or other form of advice to your clients?

Are you supervising workers other than your own on job sites?

By providing the right information to these typs of questions will ensure that you have adequate cover AND are not paying for policy inclusions that you don’t need.

 

Making Trades Insurance Simple!

Connected Insurance Brokers are experts at managing North Queensland trades insurance.

Our experienced and qualified team based in Townsville and Bowen makes choosing trade insurance simple. We ensure you have the RIGHT cover for vehicles, tools, property, and public liability.

As part of the Steadfast Group, Connected Insurance has access to over 150 insurers, allowing us to provide VERY competitive premiums. At your policy renewal anniversary, we do all the shopping around for the most affordable cover – saving you all the hard work.

 

Let Connected Insurance Manage your Policies.

Outsourced Policy Management – Let us do the hard work for you!

Connected Insurance Brokers provides an policy management service where we take over the management of your insurances. 

Let our local and experienced team regularly review your cover to ensure that the insurance policies continue to match your changing needs.

If you need to lodge a claim, we handle the entire process locally for you from start to finish.

No more spending hours on the phone speaking with call centres.

 

Visit our Tradesman Insurance Page >>>

 

Speak with Connected Insurance Brokers about your insurance policies and see if we can get you a better deal.
Call us on 07 4771 3439 or email info@connectedinsurance.com.au


Connected Insurance Brokers
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