As North Queenslanders, we know how tough it can be to find the right home insurance policy!
As North Queenslanders we are exposed to significant weather events every year. It’s important to ensure we have the right cover to protect our homes.
Ensure that your home, shed, pool and fencing is protected in the event of fire, storm, flood, accidental damage and many other events.
Contents insurance protects your furniture, white goods, floor coverings, electrical goods etc against theft, fire, storm, flood and accidental damage.
Ensures you are protected should a third party be injured at your home and threaten legal action against you. Cover extends to protect you Australia wide.
Covers your valuables and personal effects against accidental loss or damage Australia wide. This includes things like jewellery and mobile phones.
Connected Insurance can assist with all of your Personal, Business and Farm Insurance needs.
Covers full accidental damage, theft and public liability to your vehicle. We can insure your car, motorcycle or even your caravan.
Provides cover for your investment property, including accidental damage, damage caused by your tenants and loss of rent cover.
Do you own a business? We can assist with all of your business insurance needs including property, liability and motor. Speak to one of our specialists.
The cost of home insurance depends on many factors including the age and construction of your home, the location of your home and the value of your home and it’s contents. Most insurers will allow premium discounts for any extra security measures your home may have. It’s well known that home insurance costs in Northern Australia are the most expensive in the country. Consider seeking the advice of an insurance broker who may be able to source the right insurance cover at a competetive premium for you. Contact us now for a quote!
Every insurer will spruke their Home Insurance policy as being the best, however this answer will always come down to ‘the policy which best suits your personal needs’. There are certain policy features and coverage you should look for when selecting a home insurance policy in Australia. The first is does the policy cover ‘accidental damage’, which is effectively damage you cause yourself eg. spilling wine on your couch, the kids accidentally knocking your flat screen TV over. Depending on where you live it may also be crucial to ensure that you have ‘flood’ cover, which is defined as water from a watercourse like a river, creek or storm drain entering your home. Most policies in Australia now cover this automatically, but you should check to ensure your policy carries flood cover.
A Home Insurance policy will protect your home from most unexpected events. These include fire, storm damage (including cyclones), flood damage, malicious damage caused by others, impact damage from trees or vehicles, lightning and rainwater damage to name just some of the insured events. Cover can be extended to protect your home from ‘Accidental Damage’ which is effectively damage you cause yourself eg. you forget to turn off the tap whilst running a bath and the water damages your floors, you damage a wall whilst moving furniture around the home.
Complete Life Insurance Pty Ltd T/A Connected Insurance (CAR 341793 | ABN 99 516 321 572) is a Corporate Authorised representative of Community Broker Network Pty Ltd | AFSL 233750 | ACN 096 916 184
© 2017 – 2023 Complete Life Insurance Pty Ltd | All Rights Reserved | Australian GST Registered ABN 91 114 738 715 | Townsville Office | Bowen Office
